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Minexpo 2020 Postponed

Minexpo 2020 Postponed

Due to the COVID-19 pandemdic, Minexpo will be held one year later in September 2021

MORE DETAILS

Minexpo 2021 New Date

Minexpo 2021 New Date

New date for Minexpo 20201 is August 1-August 5 20201

MORE DETAILS2

Latest Offers 2021

Latest Offers 2021

See the Latest Offers from CAT

SEE OFFERS

mini excavator on a jobsite
mini excavator on a jobsite

MORTGAGE, HIRE PURCHASE,
OR LEASE?

Which financial solution is right for you? If equity and ownership are your priorities, a hire purchase may be your best bet. If you want flexibility and a way to free up cash for other needs, consider a finance or operating lease.

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Loans vs Leases

Financing Options

Do your plans require for more cash than you have on hand? We can help. Our financing options provide the capital you need to purchase equipment, expand your business or manage day-to-day operations at your disposal. Flexible rates, terms and lengths make it easy for you to find a solution that fits your budget and goals.

 

“IF IT WASN’T FOR THEIR FLEXIBILITY AND THE COMPETITIVE RATES THEY PROVIDE US,
WE WOULDN’T BE ABLE TO PROVIDE OUR CUSTOMERS WITH THE PRICING AND
SUPPORT THEY DESERVE.”

Kevin Manning, Laser Grading and Development

 

Chattel Mortgage

Want to own that new or used machine right away but pay for it over time? A chattel mortgage can help you build equity and get to work quickly.

  • Get right to work and build equity at the same time
  • Our lowest total acquisition cost for machine ownership
  • Make your deposit in the form of cash, trade-in or rental equity
  • Choose from flexible payment plans and various maintenance programs
  • Claim the tax benefits of ownership, including depreciation and interest expense deductions

Confirm with your accountant how this applies for you and your business. Talk to your Cat® dealer for more details.

Hire Purchase

Need the flexibility to pay over time, but want the option to own that new or used machine at the end of the term? A hire purchase might be the right choice. 

  • Get right to work and build equity at the same time
  • Make your down payment in the form of cash, trade-in or rental equity
  • Choose from flexible payment plans and various maintenance programs*
  • Claim the tax benefits of ownership, including depreciation and interest expense deductions
Confirm with your accountant how this applies for you and your business. Talk to your Cat® dealer for more details.

Equipment Leasing Options

Life is all about choices, and so is equipment leasing from Cat Financial. Low monthly payments free up cash for other priorities and provide more flexibility.

 

“We’ve been leasing quite a number of products, and we do that because Cat Financial offers things that typical lenders can’t do for us. We like to use them because we have that flexibility.”

Lyndon Larson, Tiffany Construction

 

Finance Lease

Available in Australia Only

Want the flexibility of a lease with a fixed period of montly payments? A finance lease can get you back to work quickly, keep you in a newer machine, and help you plan ahead for other expenses.

  • 100% financing available to qualified customers
  • Monthly payments can be lower than traditional financing, depending on residual amount
  • Choose from flexible payment plans and term lengths for new equipment

Operating Lease

Get the flexibility of a lease with a fixed period of monthly payments - and no residual risk at the end of the term. Choose an operating lease to free up working capital, plan ahead for other expenses, and get more options at the end of the lease.

  • Lowest monthly payments and payment schedule flexibility
  • Return machine at the end of the lease
  • Keep your working capital available for other operating needs
  • Generally qualifies for off-balance sheet financing for debt-to-equity ratio concerns
  • Extended term options available

Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat dealer follow up with the information you need.

Get Started
operators on a jobsite, one in a wheelchair
operators on a jobsite, one in a wheelchair

Apply for Financing

A Cat equipment online credit application is simple.
Complete the application in just 5-7 minutes.

Apply Now
Appy for financing with Cat Financial
Appy for financing with Cat Financial

Laser Grading & Development

See how we helped a new business owner survive and thrive through an economic downturn.

 

 

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Laser Grading & Development Customer Story

Special Offers

Seeing you succeed is our aim. Our special offers make it easy and affordable for you to choose new and used Cat machines, parts, service and more. 

See all offers

Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or a hire purchase? What level of extended protection is enough? These resources make decision-making easier.

VIEW ALL TOOLS
customer on a jobsite using a tablet
customer on a jobsite using a tablet
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