Cat Financial

Credit Test Run
Credit Test Run

Thinking about applying for Financing?

Good news: Cat® Financial approves a high percentage of applications. Here’s a look at how we’ll evaluate your application.

Here are the main factors we take into account

Have you financed with us before? Thanks for letting us serve you. We already have your credit history, so we won’t request it again. If you’re new to Cat Financial, we may ask for details about previous machine purchases or financing. That’s easy if you have a history with your local Cat dealer, who works directly with us. A good payment record — even for rentals — works in your favor.

Equipment Financing History
Equipment Financing History

Have jobs coming up? Your current work on hand can be a positive factor in the approval process. It gives our team a look at the jobs — and income — you have planned over the next three to six months. Providing copies of contracts is the fastest, best way for our credit team to review your work on hand.

Work on Hand
Work on Hand

Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat® dealer follow up with the information you need.

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Apply for Financing

A Cat equipment online credit application is simple.
Complete the application in just 5-7 minutes.

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Additional Articles

Find in-depth articles to answer your questions about construction equipment financing, and expert tips to help you navigate today's economy as a successful business.


Caterpillar Financial Services (UK) Limited is authorised and regulated by the Financial Conduct Authority for lending under regulated credit agreements.
We care about our customers and their data, and always strive for transparency as a trusted financial institution.
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