1of

Minexpo 2020 Postponed

Minexpo 2020 Postponed

Due to the COVID-19 pandemdic, Minexpo will be held one year later in September 2021

MORE DETAILS

Minexpo 2021 New Date

Minexpo 2021 New Date

New date for Minexpo 20201 is August 1-August 5 20201

MORE DETAILS2

Latest Offers 2021

Latest Offers 2021

See the Latest Offers from CAT

SEE OFFERS

About Us

We’re different than other lenders and insurers.
Discover why Cat Financial is good for your business.

Cat financial office team meeting
Cat financial office team meeting

Why Cat Financial?

Cat Financial isn’t a traditional financial institution. We’re part of the Caterpillar family, just like you. We understand things other lenders don’t, and we work hard to support your success.

of
Why Cat Financial

Why Cat Financial?

of
We Work for You

We work for you.

As a “captive” finance company, we work for Caterpillar customers and Caterpillar customers only. When you invest in Cat® equipment, we invest in your success.

of
We Know Your Business

We know your business.

We’re experts in the industries Caterpillar serves. We understand your equipment, your challenges and how financing and extended protection can help you reach your goals.

of
We Make Things Eassy

We make things easy.

You can select, finance and protect your equipment quickly with your local Cat dealer — and put the time and effort you save back into running your business.

of
We Tailor Solutions

We tailor solutions.

Sometimes you need more than a hire purchase or a lease. We can set up custom financing packages to meet your business goals.

of
We Stay Flexible

We stay flexible.

We’re here to help you succeed not just in good times, but in tough times, too. We have flexibility to modify terms, set up skip payments, restructure debt — whatever it takes (subject to approval).

Service for the life of your equipment

of
Equipment working on jobsite near dusk

Purchase: Whether you need a lease or hire purchase to acquire new or used equipment, or funds to keep your business growing, you can count on us for quick credit approval and high approval rates.

Protect: Your peace of mind is our priority. Once you’ve invested in new or used Cat equipment, we'll connect you with options to protect that investment with coverage that goes beyond the standard warranty.

Manage: We’re here with what you need, when you need it. Access your account online 24/7. Ask for help navigating through tough financial times.

of
Affordability Calculator Icon

Affordability Calculator

Enter monthly/down payment amounts and interest rate to see how much machine you can afford.

Start Now
Affordability Calculator
Affordability Calculator
of
Payment Calculator Icon

Payment Calculator

What will that new or used Cat machine cost you? Calculate your monthly payment.

Get Estimate
Payment Calculator
Payment Calculator

Apply for Financing

Get the competitive edge you need to grow your business with equipment financing. Create an account or sign in and complete the application online in just 5-7 minutes.

Apply Now
Apply for Financing with Cat Financial
Apply for Financing with Cat Financial

Case Studies From
Cat Financial Customers

Cat Financial customers share how we helped them make the most of their opportunities.

Watch Now
Male customer using Ipad with Excavator working in the background
Male customer using Ipad with Excavator working in the background

Equipment Financing Requirements

Our equipment financing requirements aren’t complicated. See the key factors we consider.

Take a Look
Customer operating excavator on jobsite
Customer operating excavator on jobsite

Tools & Calculators

Use these resources as you make decisions about hire purchase contracts, leases and extended protection.

View All Tools
Male customer using Ipad with Excavator working in the background
Male customer using Ipad with Excavator working in the background

Protection Solutions

Explore your options for protecting your investment beyond the standard warranty.

See your options
Skidsteer using work drill tool
Skidsteer using work drill tool

Contact Us

Connect with our experts to learn how we can support and protect your business

Contact Us
Customers and dealer meeting at a jobsite
Customers and dealer meeting at a jobsite

Cat Financial Legal Notices & Financing Documents

Find important information regarding data privacy, financing documents and more.

Learn more
Skidsteer with auger attachment on jobsite
Skidsteer with auger attachment on jobsite
warning

Internet Explorer users may experience issues with certain features of our site.
Please try a current version of an alternate browser (i.e. Google Chrome, Microsoft Edge, Mozilla Firefox) for the full Cat.com experience.