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Your Caterpillar account is the single account you use to log in to select services and applications we offer. Shop for parts and machines online, manage your fleet, go mobile, and more.
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The Cat® Card is a flexible, unsecured line of credit used for Cat equipment needs when you don’t have all the cash on hand. Think of the Cat Card as a commercial account that allows you to buy what you need now, make low monthly payments, then pay in full when your finances allow.
Use the Cat Card to pay for parts, engines, attachments, repairs, rebuilds, rentals and even protection and service plans — and earn Cat Vantage Points on every qualifying purchase.* As a Cat Card holder, you can unlock exclusive financing offers and get personalized service from a dedicated Cat Financial customer service team. Ready to apply? Start the Cat Card credit application today. It takes only 5-7 minutes to apply.
Sole proprietors, Partnerships, Limited Liability Companies (LLC), and Corporations are encouraged to apply online. For other business types, such as Governmental Businesses and Cooperatives, use the print version of the application to make sure you have all the information you may need. Just download the PDF and follow the instructions on the form:
United States (PDF) | Dealer Addendum (PDF)
California (PDF) | California Dealer Addendum (PDF)
Here’s everything you need to know about how the Cat Card works, where to use it and why to choose it over other payment options.
The Cat Card application process is quick, easy and gets you a decision fast. Even better, you can apply from anywhere on any device.
Pay in person, online or over the phone for parts, service, attachments, rentals and more.
Cat Card accountholders have access to exclusive deals on parts, service, attachments and more, but that's not all.
Whether they’re buying parts, paying for undercarriage or financing an engine rebuild, the team at Sellers Construction uses the Cat Card to manage cash flow and streamline payments.
Cat Card account holders are automatically enrolled in Cat Vantage Rewards and earn Cat Vantage Points on every qualifying purchase made with their Cat Card.
Earn reward points when you: Buy parts and pay for service. Purchase engines, work tools, and attachments. Pay for a repair or rebuild. Rent equipment. Need extended protection or a Customer Value Agreement? Put those on your Cat Card too and get rewarded.
Cat Card is accepted at all Cat dealerships and at The Cat Rental Store in the country of issue, either U.S. or Canada, and you can also use it to shop on Parts.Cat.Com.
Ready to learn more? Get the details on how to save big with Cat Vantage Rewards.
*See cat.com/catcardrewards for eligibility, details, and terms and conditions.
**Offer valid through December 31, 2023. Financing is subject to credit approval for customers who qualify through Cat Financial. Not all buyers will qualify. Offers subject to change without prior notice. Additional terms and conditions may apply. Offer does not apply to Purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). No down payment required. Balance due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance. Late payment charges apply.
***Offer valid through December 31, 2023. Financing is subject to credit approval for customers who qualify through Cat Financial. Not all buyers will qualify. Offer subject to change without prior notice. Additional terms and conditions may apply. A $500 minimum purchase invoice is required unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to Purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).
****Offer valid through December 31, 2023. Financing is subject to credit approval for customers who qualify through Cat Financial. Not all buyers will qualify. Offer subject to change without prior notice. Additional terms and conditions may apply. A $1,000 minimum purchase invoice is required unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to Purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).
Check out our blog for quick, insightful reads covering everything from small business equipment leasing and business equipment loans to tax tips and advice on growing your business.
Before you invest in heavy equipment, it's best to evaluate your equipment needs to ensure you choose the best option for your business. Learn more about equipment financing and how Cat Financial can help you find a solution for your business needs.
Learn MoreCat equipment financing can provide your business equipment funding, support and protection. Before you apply for equipment financing with Cat Financial, read these tips.
Learn MoreExplore this guide to acquiring heavy equipment to learn more about the benefits of leasing versus buying equipment, as well as the different paths toward equipment ownership, including cash purchases, financing and renting.
Learn MoreMaintain flexibility in your finances and take advantage of dedicated customer service just for Caterpillar customers with a Cat® Card from Cat Financial.
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